Coronavirus - Overall
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@jegga said in Coronavirus: should I be panicking yet?:
Let’s use this an excuse to permanently cage off and quarantine Palmerston North.
After a suitable amount of time has passed we can nuke it from orbit . It’s the only way to be sure .
Hang on, are you the mysterious woman @jegga ?
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@voodoo said in Coronavirus: should I be panicking yet?:
@jegga said in Coronavirus: should I be panicking yet?:
Let’s use this an excuse to permanently cage off and quarantine Palmerston North.
After a suitable amount of time has passed we can nuke it from orbit . It’s the only way to be sure .
Hang on, are you the mysterious woman @jegga ?
I only identified as her for the flights
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in case anyone is planning on travelling:
Travel Insurance
For new travel insurance policies purchased after 2 March 2020
If you purchase travel insurance after this date, you will not be covered for cancellation/delay or loss of deposits associated with coronavirus.
If you have an Annual Business Travel policy, these restrictions will apply to any travel bookings from 3 March 2020.
For travel insurance policies purchased before 2 March 2020
Most insurers placed restrictions on travel insurance cover for Hubei Province, China from 23 January 2020, extending to mainland China from 2 February. If you have incurred travel related loss or additional expenses because of the coronavirus outbreak on or around those dates, please get in touch so we can provide advice specific to your situation.
In either case, it's also important to note, there is no cover for ‘disinclination to travel’ (i.e. you postpone travel due to concerns about coming into contact with potentially infected travellers), irrespective of when the travel and travel insurance was arranged.
If you are currently planning international travel and you're concerned about cancellation or disruption, your travel agent or airline may be able to make alternative arrangements. Just be aware that with insurers now declaring coronavirus a 'known event', there could be direct implications for your travel insurance, as above.
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@taniwharugby said in Coronavirus: should I be panicking yet?:
in case anyone is planning on travelling:
Travel Insurance
For new travel insurance policies purchased after 2 March 2020
If you purchase travel insurance after this date, you will not be covered for cancellation/delay or loss of deposits associated with coronavirus.
If you have an Annual Business Travel policy, these restrictions will apply to any travel bookings from 3 March 2020.
For travel insurance policies purchased before 2 March 2020
Most insurers placed restrictions on travel insurance cover for Hubei Province, China from 23 January 2020, extending to mainland China from 2 February. If you have incurred travel related loss or additional expenses because of the coronavirus outbreak on or around those dates, please get in touch so we can provide advice specific to your situation.
In either case, it's also important to note, there is no cover for ‘disinclination to travel’ (i.e. you postpone travel due to concerns about coming into contact with potentially infected travellers), irrespective of when the travel and travel insurance was arranged.
If you are currently planning international travel and you're concerned about cancellation or disruption, your travel agent or airline may be able to make alternative arrangements. Just be aware that with insurers now declaring coronavirus a 'known event', there could be direct implications for your travel insurance, as above.
My brother is due to leave on his 4 week European honeymoon next week, travel and accommodation already paid.
Unfortunately there is a clause in his travel insurance stating that it doesn't cover claims in regards to pandemics.
I'd be hating to make that decision. As it all stands now I'd go..but unless the growth rate of new infections outside of China suddenly curbs it might not be a good option in a couple weeks time.
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@Rembrandt he should go an break his leg so he cant travel...
seriously though, that is odd (although guess it depends on the policy - manyo f those that come with your credit card are shite) but typically travel covers dont have the same blanket infectious disease exclusions as others...is that over the whole policy or only certain sections, for example:
Covered under SECTION 1: Medical and Dental Expense
Covered under SECTION 2: Additional Expenses
Not Covered under SECTION 3: Amendment and Cancellation Cost
Not Covered under SECTION 8: Travel Delay
Not Covered under SECTION 10: Missed Connection -
Corona's buzz score - which tracks whether American adults aware of the brand have heard positive or negative things about it - has tumbled to 51 from a high of 75 at the beginning of the year, YouGov said.
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@taniwharugby said in Coronavirus: should I be panicking yet?:
@Rembrandt he should go an break his leg so he cant travel...
seriously though, that is odd (although guess it depends on the policy - manyo f those that come with your credit card are shite) but typically travel covers dont have the same blanket infectious disease exclusions as others...is that over the whole policy or only certain sections, for example:
Covered under SECTION 1: Medical and Dental Expense
Covered under SECTION 2: Additional Expenses
Not Covered under SECTION 3: Amendment and Cancellation Cost
Not Covered under SECTION 8: Travel Delay
Not Covered under SECTION 10: Missed ConnectionI thought it odd too. His travel agent whom they booked it through has the opposite view and says everything is fine. I'm going to get him to send me a copy to have a read.
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This. Seems the timing of when you bought the policy is most important, and they're making things up on the run.
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Front page of The Australian:
Man with COVID-19 visits supermarket
A man with coronavirus visited a Tasmanian supermarket to gather supplies after being asked to self-isolate.
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@taniwharugby thanks for that info mate.
Have you got a travel insurance recommendation for one off trips - no obligations of course -
@Siam I guess an annual policy is a good idea, especially for those who travel regularly, but then there are those who buy tickets at the last minute, which means if you have an annual travel policy, but booked tickets today, as it is a known event, they may not provide cover at all.
I will need to look at the advice I got sent yesterday, if that is blanket world wide or still region specific, that said, I doubt there will be too many last minute deals at the moment anyway with airlines stopping flights...probably get some good deals to holiday locally though.
Booking (and paying) for travel now will carry a risk, because if it does become a global pandemic and borders are shut everywhere....may come down to the Airline refunding after they cancel flights, but hotels and the like may be less accomodating (no pun intended)
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I had a read, it doesn't look good.
GENERAL EXCLUSIONS APPLICABLE
TO ALL SECTIONSWe will not pay if your claim arises from, is related to or
associated with:
• an actual or likely epidemic or pandemic; or
• the threat of an epidemic or pandemic.
Refer to www.who.int for further information on
epidemics and pandemics -
@Rembrandt said in Coronavirus: should I be panicking yet?:
I had a read, it doesn't look good.
GENERAL EXCLUSIONS APPLICABLE
TO ALL SECTIONSWe will not pay if your claim arises from, is related to or
associated with:
• an actual or likely epidemic or pandemic; or
• the threat of an epidemic or pandemic.
Refer to www.who.int for further information on
epidemics and pandemicsInsurance companies are very clever at taking your money and absolving themselves of responsibility via the fine print
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@Rembrandt ouch...that's rough.
What I posted above was from an insurer release today, had another similar yesterday.
Probably not what you are looking at when taking out a policy, although travel agent tacked onto your travel plans are normally decent enough
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@taniwharugby Allianz via House of Travel. Annoyingly they got in touch with the person who sold it who said they were fine...seems like total bs 'she'll be right' attitude there. Have told my brother to get her to put it in writing that they are covered cause I don't see it.
Booked in September and would more than likely be insurance as recommended by House of Travel. You'd think even by going by their directors comments in the press this week that they'd cover pandemics if booked pre-announcement.
Of course now I'm the fluffybunny who has to rain on their honeymoon parade by reading the print rather than taking Ms Salesperson at her word.
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There's no shortage of online ferals unfortunately