Grumpy Old Man
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@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
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@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
That stinks
I pay $3100 p.a., but I only have to lug my bins about5m on a weekly basis and some hidden pipes also take our sewage away which I greatly appreciate
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@chimoaus my rates are just under 2k NZD, semi rural so no water or sewerage and I pay 300 a year for a weekly bin, 30m walk.
As to insurance, sadly the bucket of premiums is everyone's to fill, and with all the major events around the world, them buckets need refilling, and shareholders need holidays...
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I used to pay nearly $3k a year for Maori Land (so limited in what could be done with it and valued at) for essentially nothing.
Thankfully the Hawkes Bay District Council have followed most of the rest of the country and are now not charging rates for unused/developed Maori Land.
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@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
Yeah if only the house prices dropping meant the rates dropped too.
fluffybunnies
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@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
Yeah if only the house prices dropping meant the rates dropped too.
fluffybunnies
They do, get your house revalued and rates are based on that
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@Machpants said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
Yeah if only the house prices dropping meant the rates dropped too.
fluffybunnies
They do, get your house revalued and rates are based on that
Funny you should mention it, the other half is looking into it, something about them thinking our place has more rooms than it does.
She must have known I was up in arms on the fern.
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@voodoo said in Grumpy Old Man:
@Smudge said in Grumpy Old Man:
$4.6k or thereabouts in Hutt City, but I get all the cool stuff like water, sewerage (they take it off the property, not the other way round...) and rubbish/recycling.
$4.6k!!!!
I pay $4,100 for a 3 bedroom residential dwelling in Waitomo District. All services and recycling, but rubbish bags/bins are an extra charge.
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@Smudge said in Grumpy Old Man:
$4.6k or thereabouts in Hutt City, but I get all the cool stuff like water, sewerage (they take it off the property, not the other way round...) and rubbish/recycling.
Fuck me, close to 100 bucks a week for the service. Things really are getting expensive.
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@MN5 said in Grumpy Old Man:
@Machpants said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
Yeah if only the house prices dropping meant the rates dropped too.
fluffybunnies
They do, get your house revalued and rates are based on that
Funny you should mention it, the other half is looking into it, something about them thinking our place has more rooms than it does.
She must have known I was up in arms on the fern.
Our place is well and truly undervalued so just check what the current valuation is, would hate for them to check and say it’s actually higher.
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@voodoo said in Grumpy Old Man:
@Smudge said in Grumpy Old Man:
$4.6k or thereabouts in Hutt City, but I get all the cool stuff like water, sewerage (they take it off the property, not the other way round...) and rubbish/recycling.
$4.6k!!!!
People should get paid to live in the Hutt, not the other way round
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@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@Machpants said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
Yeah if only the house prices dropping meant the rates dropped too.
fluffybunnies
They do, get your house revalued and rates are based on that
Funny you should mention it, the other half is looking into it, something about them thinking our place has more rooms than it does.
She must have known I was up in arms on the fern.
Our place is well and truly undervalued so just check what the current valuation is, would hate for them to check and say it’s actually higher.
Yeah I’m ( very clearly ) no expert on this but doesn’t it go on what we paid for it ?
Again, I have my expert looking into it so she’ll sort it either way.
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@Machpants said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
Yeah if only the house prices dropping meant the rates dropped too.
fluffybunnies
They do, get your house revalued and rates are based on that
They kind of don't really, because if your value drops it's likely that all other property values would drop by the same amount.
Rates are calculated by dividing the adopted overall budget by the total valuation and proportioning to individual properties.
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@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@Machpants said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
Yeah if only the house prices dropping meant the rates dropped too.
fluffybunnies
They do, get your house revalued and rates are based on that
Funny you should mention it, the other half is looking into it, something about them thinking our place has more rooms than it does.
She must have known I was up in arms on the fern.
Our place is well and truly undervalued so just check what the current valuation is, would hate for them to check and say it’s actually higher.
Yeah I’m ( very clearly ) no expert on this but doesn’t it go on what we paid for it ?
Again, I have my expert looking into it so she’ll sort it either way.
Pretty sure, here at least, Government valuation is on the Land only, not the "improvements".
Also, as a thought, beyond services to your house you also get the benefit of pipes and drains to stop you drowning, roads so you can go places (road cones are not cheap), and then other shit like parks, sports fields, playgrounds, libraries, halls, noise and animal control ...
Look at that. Me being an apologist for local government... haven't worked for a Council (as an employee) for 20 years.
My recollection though is that Councillors hate putting rates up with a passion because of all the shit they get when they do. Gets them voted out.
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@MN5 what you paid has nothing to do with the rating value they use as it's based on the land value and use and takes into account improvements (ie a bare peice of land will have lower rates than one with a shed/house/farm/commercial building that are all rated accordingly)
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@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@Machpants said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
@chimoaus said in Grumpy Old Man:
@MN5 said in Grumpy Old Man:
Rates.
Fuck Rates.
I picked the wrong time to buy a house
My rates are 2k AUD a year, which might sound reasonable, but I am on a rural property with no water or sewerage connection, I get my bins picked up once a fortnight and I have to take them 3km down the road to be picked up. Not sure that is worth 2k but that's the way it goes.
Yeah if only the house prices dropping meant the rates dropped too.
fluffybunnies
They do, get your house revalued and rates are based on that
Funny you should mention it, the other half is looking into it, something about them thinking our place has more rooms than it does.
She must have known I was up in arms on the fern.
Our place is well and truly undervalued so just check what the current valuation is, would hate for them to check and say it’s actually higher.
Yeah I’m ( very clearly ) no expert on this but doesn’t it go on what we paid for it ?
Again, I have my expert looking into it so she’ll sort it either way.
My experience in Australia is the land is valued by average for the area. We then had someone from council come around and inspect the property looking at improvements and then decided on a value. They then put the two together and your rates are based on that. Each year the valuation goes up based on the average increase/decrease for the area.
Our valuation is listed on the rated notice, at the moment it is well under market value and I believe this is often the case. To be honest I suggest it would not make a huge difference in your rates if your house is overvalued by say 100,000.
