Wisdom of TSF: Debt consolidation
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@bones said in Wisdom of TSF: Debt consolidation:
@majorrage said in Wisdom of TSF: Debt consolidation:
@rocky-rockbottom you should go on Dragon's Den - I like that idea.
Give me a heads up though, so I can let you know who I am before hand.
Tip - not Deborah.
Evidence please.
She drives a Porsche Boxster.
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Life gets busy. Sometimes you forget just what exactly has occurred and you lose track of time in general. This thread has been great for reminding me of the time frame this shit all went down. Hard to believe it was 18 months ago when we got rolling on this crap.
As we're nearing the end of the year, I thought I'd give a little update as to where the family stands, and get things off my chest in a forum (pun intended) where it doesn't get back to the fuckwits I'm saddled with as in-laws. Hopefully your Christmas is much better by comparison.
Here are my Five Reasons Christmas Will Fucking Suck:
Part the First
Mrs TA's grandfather aka MIL's father aka Nonno (wogs) is in fulltime care now after being physical incapable of continuing life in his own house. In some ways that sucks, but the old bloke is 90 now and has really lost interest ever since his wife departed ~4 years ago. He has actually improved since going into care, because people are caring for him. Who knew?There will be a visit at some point Christmas Day no doubt, but I'm not sure trucking all of us up there is worthwhile.
Part The Second
Mrs TA's Uncle - son of Nonno above, brother to crazy MIL - is a fucking fluffybunny and has been angling for his Dad's money to get him out of his self-imposed trouble for years. Smashed cars, failed relationships (two busted marriages long ago), and drugs in his chequered history. He's been living at the old man's place rent-free, without doing a single thing to look after the place OR his Dad, for a couple of years now. So when the old bloke's legal stuff needed taking up (crazy MIL was his POA) he tried to move in, but didn't understand for that you need "Money for Lawyers" and "A Fucking Clue What You're Doing".That added to the wife's stress levels, even though I reassured her that he was a coward and a fuckwit and had no chance of doing anything significant. She was running around setting up hearings and other shit, when all she had to do was tell him what an obscenely useless fluffybunny he is, and in any case would receive the inheritance he was due once the old man passed.
Uncle Cockhead is in his early 60s, has about $70K in super, and keeps getting made redundant from jobs. No kids, no career prospects, and no idea how much shit he's in financially. He'll die alone, and for some reason my wife will probably feel guilty about it. Fuck him. He's not invited over this Christmas. And I'll bet he'll spend it with his current squeeze's family, moaning about how he's been ostracised or some bullshit. They'll find out what a fucking scumbag he is, eventually.
Part the Third
Mrs TA's Dad is a drunk, and a former chronic gambler (when he had money), and he just came out of cancer treatment. He'll have a few VBs on the day then start giving out advice before tearing up and getting maudlin about how his life turned out. Shut the fuck up mate - we've heard it all before and nothing changes. Yeah you went to Vietnam. To play drums in one of the entertainment troupes. Let's not pretend you were in combat.Part the Fourth
The big missing chunk of this story: MIL got put into a facility last year not long after I got back from my solo trip to NZ (November). It was clear that dementia was taking hold and she was no longer able to operate at her Father's place, with her ability to look after him nonexistent. The facility is a fucking nice place, arranged through Mrs TA's work (she's in aged care as I think I mentioned). She also had to give her dog away which was a source of angst given it was her whole fucking life.For Xmas 2017 she came to our place for lunch, and while things were a bit emotional, we mostly got through it. However, during present opening she was talking to her Dad - in Italian the sneaky fucks - and he was saying she should come back and live with / look after him. When Nonno wanted to leave, she got up and tried to follow him and when Mrs TA asked her what she was doing she yelled "I DON'T KNOW!" and then sat back down, staring daggers at my wife's back.
Anyway I dropped her back after lunch and she started getting all emotional so I ditched that shit. Later the same day we get calls from the home - she has used her mobile phone to call a taxi to take her to Nonno's and they're not letting her leave, and the taxi driver is losing his shit over a fare he's not going to get. At that point, we got her moved from the Standard accommodation to the Flight Risk i.e. Batshit Crazy wing. And it has been that way ever since.
Mrs TA visits the old bat - whom I refer to as The Dementor - about once a week. It is clear she's deteriorating at a rate of knots, which is apparently not uncommon for early onset dementia patients. This is probably the last Christmas we'll have her at a location other than Droolsville. Or she'll be dead, which happily for us involves an inheritance of whatever she hasn't burned through in care. Yay.
Part the Fifth
Mrs TA's brother got kicked out by his wife nearly a month ago. After years of being a bit/lot of a fluffybunny to her, she finally snapped over something like a smashed phone. Fuck, bitch... you put up with his shit for 25 years and basically acted like a doormat during that time. NOW you decide enough is enough?After burning a couple of thou in a serviced apartment the first two weeks, he's now living with us - Mrs TA announced o me over the phone (I was out camping/drinking piss with an old mate when all this went down) that she'd offered our place then apologised for not consulting with me. I replied
"I would have preferred you asked, but it was a tricky situation" when I was actually thinking "Yeah fucking thanks. At least you're out of family members to fuck up their lives - and ours by proxy - so it couldn't get much worse though they'll probably find a way"
So he is now living with us while he sorts shit out with his complete fucking idiot of a bogan wife.
In Summary
Even Mrs TA has said she's not looking forward to the day - to which I responded "Excellent. Then let's not spend a heap on food that people might not eat anyway" to which she had no response.I've already announced plans for us to have the festive season in Japan for 2019, and experience a different kind of crazy.
Merry Fucking Christmas.
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@Crucial so far, so good.
Tension on the BIL's marriage has been avoided.
The Dementor is clearly fucked in the head and has fallen off a cliff in mental terms since last I saw her. Good. Keep going.
We're about to go visit the grandfather, then I'm in the pool for the afternoon with a 6 of CC & Dry.
The moral: lower your expectations and you'll never be disappointed.
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@NTA said in Wisdom of TSF: Debt consolidation:
@Crucial so far, so good.
Tension on the BIL's marriage has been avoided.
The Dementor is clearly fucked in the head and has fallen off a cliff in mental terms since last I saw her. Good. Keep going.
We're about to go visit the grandfather, then I'm in the pool for the afternoon with a 6 of CC & Dry.
The moral: lower your expectations and you'll never be disappointed.
Yep. Aim low, hit your target. Merry Christmas Nick. Good luck.
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@Catogrande cheers.
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Enjoy bro!! Remember to keep your water wings on #drinkdontsink
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Best wishes, hopefully Christmas was tolerable at least!
Mum used to work in dementia care, and her observations were basically that once dementia took hold, deterioration tends to be rapid. The major exception was alcohol-related dementia because once they stopped drinking, the dementia would commonly slow down.
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@NTA said in Wisdom of TSF: Debt consolidation:
@Chris-B fluffybunny needs a plan to move the fuck out by the time I'm back from NZ.
Interesting question Nick and one I've often asked myself. With what you know now and what you've experienced, would 90s Nick the Land Whale have stayed together with the lovely Mrs NTA?
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@Rancid-Schnitzel I would say yes - however my communication would probably be a whole lot different.